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Machinery & Equipment Breakdown Insurance Queensland


Machinery is inherently susceptible to breakdown under working conditions. Damage can occur due to mechanical, electrical or electronic failure or from extraneous causes such as collision, storm, impact and frost. With rising costs of materials, labour and transport, repairs and replacements are proving increasingly expensive. It should be noted that the breakdown cover is not intended as a maintenance cover and should instead be seen as a complement to a well-functioning risk management program.  


Who needs Machinery & Equipment Breakdown Insurance?


Any professional who relies upon Machinery or Electronic Equipment to make income for their business.


What does Machinery & Equipment Breakdown Insurance cover?


- Damage due to Mechanical or Electrical Failure
- Deterioration of Stock
- Fire & Perils for Specified Computers & Electronic Equipment
- Accidental loss or damage to Specified Mobile Machinery, Plant & Equipment.


Machinery & Equipment Breakdown Insurance Advice


Do not reduce the sum insured in order to achieve premium savings - insure each item for full asset value. Insure on a blanket basis rather than omitting to insure certain equipment - it is inevitable that the item which fails will be then one which  the insured has opted not to insure. Check the cover is for full replacement, repair or reinstatement.


Machinery & Equipment Breakdown Insurance Brokers


Our Brisbane Insurance Brokers can help you get the right insurance cover by assessing your specific needs and recommending the best value insurance solution for your business,  whilst still maintaining the highest standard of cover.


Contact us today to get a Machinery & Equipment Breakdown Insurance Quote.


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