Prestige Home & Contents Insurance Queensland
Homeownership is a big responsibility and if you own or are buying property, it’s essential to protect yourself with home insurance. This type of coverage can cover damages from fire/water as well legal liability in case someone trips over something on your doorstep! If you have a home loan, your lender will almost certainly require you to have home insurance.
What does Prestige Home & Contents Insurance cover?
Prestige Home & Contents Insurance offers a comprehensive level of protection for your home and contents.
This type of insurance covers accidental loss or destruction to your home or contents from the below events:
- Accidental Damage
- Fire
- Impact
- Flood
- Theft
- Earthquake
- Storm
- Electrical Motor Burnout
- Escape of Liquid
- Plus more
Hunter Broking Group sources tailored insurance products from our vast network of insurance providers. This means your tailor-made policy can cover you from additional events that aren’t always covered by direct insurance products. Contact us today to get cover that’s appropriate for you!
Who needs Prestige Home & Contents Insurance?
Prestige Home & Contents Insurance is ideal for anyone who wants to protect their property from the many risks and hazards that could potentially cause damage. Whether you own a single-family home or a multi-unit dwelling, have valuable possessions like jewelry or electronics, or are simply looking for peace of mind, Prestige home insurance can provide you with the coverage you need. Essentially, its recommended to any homeowner or renter whether the risk be owner occupied, a rental or holiday/weekender.
The policies we source are designed with you in mind and will take care of both your home and your belongings, so they are a great choice for anyone who wants tailored comprehensive protection at a competitive price.
Prestige Home & Contents Insurance Advice
When it comes to securing your home, it pays to be savvy about getting the most comprehensive coverage possible without paying too much. Here is some practical advice on how you can get the best possible deal on your prestige home and contents insurance:
- Consider installing security features such as smoke/fire alarm systems, and security cameras. This can make your home less attractive to burglars and may assist in a discount on your premiums.
- Keep your home in good repair and up-to-date with any required maintenance such as replacing smoke detectors. While this usually doesn’t directly correlate to lowering your premiums, home maintenance can help avoid potential claims which may assist with avoiding premium increases.
One of the simplest ways to potentially lower your premium is to increase your excess. It could help to set your building and contents excess at an amount that is still financially viable, yet as high as possible. This risk mitigation method may ensure your premium remains competitive and your claims history and loss frequency is controlled.
Why choose Hunter Broking Group?
At Hunter Broking, our team of experienced insurance brokers will help you find the most appropriate cover for your prestige home and contents. We understand that every home is different, and we take the time to assess your specific needs and recommend the best value insurance solution for your home / contents, whilst still maintaining the highest standard of cover. Aside from prestige home insurance our product experience allows us to manage and service other property insurance products such as:
- Landlord Insurance
- Legal Liability Insurance
- Machinery Insurance
- Property Insurance
- Strata Insurance
- Development Insurance
We only work with reputable insurers who offer high quality cover at a competitive price, so you can be confident that you’re getting the best value for money.
Contact our Brisbane Insurance Brokers today to get a Prestige Home & Contents Insurance Quote.
Information Source
http://understandinsurance.com.au/types-of-insurance/household-insurance
