General contents with set limits
| General contents with set limits | Limit | Option to increase limits? |
|---|---|---|
| Jewellery, or items containing gold or silver | up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified |  |
| Watches (except smart watches) | up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified | |
| Cameras and photographic equipment and accessories | up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified | |
| Collections or sets, like stamps, memorabilia, documents, medals or coins | up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified | |
| Pictures, paintings, works of art | up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified | |
| Antiques or Oriental rugs | up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified | |
| Commercially recorded or downloaded media content, including audio, video, phone or tablet applications and games | $2,000 in total |  |
Spare parts or accessories (excluding keys) which are not fitted or being used for the following:
|
$4,000 in total | |
| Money, cheques, and other negotiable instruments | $2,000 in total | |
| Contents intended to be kept outside, like Your barbeque, outdoor furniture and children’s play equipment. | $10,000 in total | |
| Contents in a locked storage cage in the basement of a strata title development at the insured address | $5,000 in total | |
| Laptops, tablets, mobile phones, portable computers and their accessories (see optional Listed Portable Contents cover on page 48 for ways to increase limits on these items) | $3,500 per item | |
| Smart watches and other wearable technology | $1,500 per item | |
| Drones and other remotely or autonomously piloted aircraft (covered only when not in use and not used for business). | $1,500 per item | |
| Contents used for business | ||
|---|---|---|
Specific equipment used for business, trade, or professional purposes, including:
|
up to $10,000 in total | |
| Stock for business, trade or professional purposes. | $5,000 total | |
Alex McDonald
Assistant Insurance Advisor
Megan Aitchison
Assistant Insurance Advisor / Claims Support
John Wilson
Insurance Advisor
Josh Ryan
Managing Director