Most insurance policies pay out or carry out the works up to a set financial limit following an insured event. This is called the sum-insured and represents the maximum value of your policy. Choosing the right sum-insured for your property and contents is important. If you’ve undervalued your assets, you could be left out of pocket if you need to rebuild your home or replace your belongings.
Business interruption insurance can help pay ongoing costs and protect your profit margins if your business suffers an event that means you need to stop operating. Use this calculator to assess what insurance you could put in place to help ensure your business gets back up on its feet.