Products

Accident & Illness

Accident & Illness Insurance Queensland

We receive multiple inquiries about Accident & Illness insurance so to meet this need, we have dedicated staff members who can assist with these enquiries.
The truth is, accidents do happen. We can reduce our risks by keeping fit and healthy, however sometimes mother nature kicks in and the unthinkable occurs. It is important in these times, particularly if we have financial commitments, that we can meet these demands if we are not working.
Accident & Illness policies provide peace of mind for both individuals and families. It makes sense to get the appropriate covers in place so that you are not as financially impacted if you are unable to work.

‍What does Accident & Illness Insurance cover?

Accident & Sickness Cover - Individuals

- Cover for up to two years (up to 85% of your income)
- Business Expenses and Lump Sum Benefits option

‍Group Accident & Sickness Cover

- Trade Unions
- Professional Associations
- Corporations
- Cover extends to onsite, offsite, travelling between work and home

‍Group Enterprise Bargain Agreements Cover

- Employees who have negotiated an Enterprise Bargain Agreement

‍Voluntary Workers Cover

- Accident cover for Volunteers
- Professional Association Volunteers
- School Volunteers
- Sporting Club Volunteers
- RSLs or Community Organisations

‍Journey Cover

- Accident cover for travelling to and from work (covers gap in Workers Compensation)
- Accidental Death
- Disablement
- Loss of Income
- Medical Expenses (not covered by Medicare)

Corporate Travel

- Travel Insurance for Businesses
- Intrastate, Interstate, Overseas

Accident & Illness Insurance Brokers

If you would like an Accident / Illness Insurance quote or an alternative solution to your current policy, please feel free to contact our office so we can assist.

Open For YouComplete the below to obtain multiple quotes, qualified advice and recommendations.

Surround yourself with professionals who make your life easier, when you call through to us – this is our objective.

Request a Quote

General contents with set limits	Limit	Option to increase limits?
Jewellery, or items containing gold or silver	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Watches (except smart watches)	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Cameras and photographic equipment and accessories	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Collections or sets, like stamps, memorabilia, documents, medals or coins	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Pictures, paintings, works of art	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Antiques or Oriental rugs	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Commercially recorded or downloaded media content, including audio, video, phone or tablet applications and games	$2,000 in total
Spare parts or accessories (excluding keys) which are not fitted or being used for the following: motor vehicles farm vehicles caravans and trailers watercraft aircraft	$4,000 in total
Money, cheques, and other negotiable instruments	$2,000 in total
Contents intended to be kept outside, like Your barbeque, outdoor furniture and children’s play equipment.	$10,000 in total
Contents in a locked storage cage in the basement of a strata title development at the insured address	$5,000 in total
Laptops, tablets, mobile phones, portable computers and their accessories (see optional Listed Portable Contents cover on page 48 for ways to increase limits on these items)	$3,500 per item
Smart watches and other wearable technology	$1,500 per item
Drones and other remotely or autonomously piloted aircraft (covered only when not in use and not used for business).	$1,500 per item

Contents used for business
Specific equipment used for business, trade, or professional purposes, including: computers, hardware and software tools or musical instruments photographic equipment	up to $10,000 in total
Stock for business, trade or professional purposes.	$5,000 total

Hunter Broking Group Pty Ltd (ABN 97 622 090 715) is an Authorised Representative of Resilium Insurance Broking Pty Ltd ABN 92 169 975 973 AFSL No 460382.
“This information does not take into account the objectives, financial situation or needs of any person. Before making a decision, you should consider whether it is appropriate in light of your particular objectives, financial situation or needs.”

We subscribe to and are bound by the Insurance Brokers Code of Practice, a full copy of which is available from the National Insurance Brokers Association (NIBA) website, www.niba.com.au

Disclaimer:

The information provided by Hunter Broking Group Pty Ltd on this website is for general information purposes only, and it is not a substitute for professional advice. You should always consider the PDS/Policy wording before making a decision. Coverage may differ based on specific clauses in individual policies.