| General contents with set limits |
Limit |
Option to increase limits? |
| Jewellery, or items containing gold or silver |
up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified |
 |
| Watches (except smart watches) |
up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified |
|
| Cameras and photographic equipment and accessories |
up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified |
|
| Collections or sets, like stamps, memorabilia, documents, medals or coins |
up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified |
|
| Pictures, paintings, works of art |
up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified |
|
| Antiques or Oriental rugs |
up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified |
|
| Commercially recorded or downloaded media content, including audio, video, phone or tablet applications and games |
$2,000 in total |
 |
Spare parts or accessories (excluding keys) which are not fitted or being used for the following:
- motor vehicles
- farm vehicles
- caravans and trailers
- watercraft
- aircraft
|
$4,000 in total |
|
| Money, cheques, and other negotiable instruments |
$2,000 in total |
|
| Contents intended to be kept outside, like Your barbeque, outdoor furniture and children’s play equipment. |
$10,000 in total |
|
| Contents in a locked storage cage in the basement of a strata title development at the insured address |
$5,000 in total |
|
| Laptops, tablets, mobile phones, portable computers and their accessories (see optional Listed Portable Contents cover on page 48 for ways to increase limits on these items) |
$3,500 per item |
|
| Smart watches and other wearable technology |
$1,500 per item |
|
| Drones and other remotely or autonomously piloted aircraft (covered only when not in use and not used for business). |
$1,500 per item |
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