Josh Ryan, Author at Hunter Broking Group

2023 HUNTER BROKING GROUP MARKET UPDATE

SERVICE MATTERS – 2023 HUNTER BROKING GROUP MARKET UPDATE

Posted on August 4, 2022
by Josh Ryan

The undulations of 2022 saw a hardening of the global insurance market. As we cast our gaze to the year that lies ahead of us, more than ever, will it be crucial for companies and…

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Run Off Insurance Explained

Posted on June 14, 2022
by Josh Ryan

When a colleague or business director walks out the door, or you close the door yourself on a business venture or project, unfortunately, the window for risk stays open.

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The CA ANZ Professional Standards Scheme (“Liability Capping”) Explained

Posted on March 28, 2022
by Josh Ryan

Working as a professional in Australia and New Zealand can be incredibly rewarding, but also comes with its fair

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Manufacturers Insurance

Posted on May 12, 2022
by Josh Ryan

A manufacturer plays a critical role in the supply chain, so if your business faces any issues...

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Insurance to Reduce the Risks of Property Development

Posted on May 19, 2022
by Josh Ryan

Property development can be a long and complicated process that can put property developers in a high-risk situation.

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Civil Contractors Insurance

Posted on May 19, 2022
by Josh Ryan

Dealing with different aspects of the business such as contractors, property, construction material...

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How Cyber Liability Insurance Supports Businesses

Posted on February 16, 2022
by Josh Ryan

Claim Managed for Home Owners - Vibration Caused by Excavator

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Insurance for Tradies

Posted on February 20, 2022
by Josh Ryan

Claim Managed for Home Owners - Vibration Caused by Excavator

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Our Insurance Claim Process

Posted on February 5, 2022
by Josh Ryan

Claim Managed for Home Owners - Vibration Caused by Excavator

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Our Insurance Claim Process

Posted on May 19, 2022
by Josh Ryan

The process of claiming is relatively straightforward at a high level: an event occurs (such as loss, damage...

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General contents with set limits	Limit	Option to increase limits?
Jewellery, or items containing gold or silver	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Watches (except smart watches)	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Cameras and photographic equipment and accessories	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Collections or sets, like stamps, memorabilia, documents, medals or coins	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Pictures, paintings, works of art	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Antiques or Oriental rugs	up to $10,000 for each item, set or collection, up to 25% of the unspecified contents sum insured in total, unless items have been specified
Commercially recorded or downloaded media content, including audio, video, phone or tablet applications and games	$2,000 in total
Spare parts or accessories (excluding keys) which are not fitted or being used for the following: motor vehicles farm vehicles caravans and trailers watercraft aircraft	$4,000 in total
Money, cheques, and other negotiable instruments	$2,000 in total
Contents intended to be kept outside, like Your barbeque, outdoor furniture and children’s play equipment.	$10,000 in total
Contents in a locked storage cage in the basement of a strata title development at the insured address	$5,000 in total
Laptops, tablets, mobile phones, portable computers and their accessories (see optional Listed Portable Contents cover on page 48 for ways to increase limits on these items)	$3,500 per item
Smart watches and other wearable technology	$1,500 per item
Drones and other remotely or autonomously piloted aircraft (covered only when not in use and not used for business).	$1,500 per item

Contents used for business
Specific equipment used for business, trade, or professional purposes, including: computers, hardware and software tools or musical instruments photographic equipment	up to $10,000 in total
Stock for business, trade or professional purposes.	$5,000 total

Copyright © 2022 Hunter Broking Group. All rights reserved.

Hunter Broking Group Pty Ltd (ABN 97 622 090 715) is an Authorised Representative of Resilium Insurance Broking Pty Ltd ABN 92 169 975 973 AFSL No 460382.
“This information does not take into account the objectives, financial situation or needs of any person. Before making a decision, you should consider whether it is appropriate in light of your particular objectives, financial situation or needs.”

We subscribe to and are bound by the Insurance Brokers Code of Practice, a full copy of which is available from the National Insurance Brokers Association (NIBA) website, www.niba.com.au

Disclaimer:

The information provided by Hunter Broking Group Pty Ltd on this website is for general information purposes only, and it is not a substitute for professional advice. You should always consider the PDS/Policy wording before making a decision. Coverage may differ based on specific clauses in individual policies.